We looked at Money’s top 100 Best Places to Live and found these lucky towns that also enjoy jobless rates far below the 10% national average.

Question: If I sell a mutual fund to write off the loss on my tax return, do I face any restrictions on reinvesting the money? — Tom M., St. Paul, Minn.

Were you out of the stock market when it turned around in March? You’ve got plenty of company.

More lenient rules for overdue library books, the immediate benefits of the health care bill and other consumer stories from the last few days in The Times.

Last month was open-enrollment season, and my wife and I got an unpleasant surprise. For 2010 we’re looking at an annual health-insurance premium that’s ,600 higher than it is now, plus higher deductibles. Instead of flat co-pays, we’ll pay co-insurance, a share of the total costs. And this is with a plan provided by a Fortune 500 company that still spends big bucks on relatively generous benefits.

Don’t fall in love with the V-shape. The economy double-dips, the Dow corrects sharply and even gold bugs get swatted.

If you’re ever going to try to negotiate a lower gym rate, now’s the time. Here’s how to do it.

Jim Bruene, editor and founder of the Online Banking Report and the blog Netbanker.com, shares his new year’s financial resolution.

Mixing index and actively managed funds should be called ”Core and Pay More.”

Judge bars angry Monex customers from posting negative comments, even if true.